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Day 43: HERE: Saving and Investing
Day 44: HERE: Diversifying Investments
Day 45: HERE: Being a Lender
Day 46: HERE: Taking Risks and Action to Multiply Talents
Day 47: HERE: Making Provision for Tomorrow, Preparing and Planning Ahead
Day 48: HERE: Flourishing Like A Tree
Week 7: Saving and Investing
Today’s Easy Task: Review, Reflect and Relax
How to complete this task:
- We will Review the six FAITH AND FIT 90 tasks, prayers and scriptures for the week
- We will Reflect on the changes we have made with saving and investing
- We will Relax, because tomorrow we start our next series Week 7: Saving and Investing
We have completed Week 7 of Faith and Fit 90 Series 1: Saving and Investing.
Take this day to review, reflect and relax.
This Week Tasks:
- Day 43: Save $1,000 for mini emergency fund
- Day 44: Name 8 ventures you can to invest in right now
- Day 45: Pick a date to start the no spending challenge for 90 days
- Day 46: List the risks and actions you are willing to take to multiply your talents.
- Day 47: Write the daily plan of action for the 8 ventures listed in Day 44 easy task assignment.
- Day 48: When we get hungry today, instead of feeding on food, let us miss a meal to feed on God’s Word
This Week Prayers:
- Day 43: God, our Father. We need Your help with eliminating debt and saving to invest. Help us to build up our mini emergency fund of $1,000. Help us to use it as a buffer for emergencies. Then help us to pay our debts. So we can focus on saving 3 to 6 months of our expenses. Then help us to find the best accounts to invest in. Thank you for helping us to be faithful in the small, so you can trust us with the big. In Jesus Name, Amen.
- Day 44: God, thank You for being on time and so loving. You are worthy to be praise. Our soul blesses You. Thank You God for healing us, providing for us and loving us. Help us trust You God and take risks and practice faith. Help us to put our investments in many ventures and not procrastinate. Help is to not wait for the perfect time. Help us to do what we can and not put things off. Forgive us for our trespasses, debt and sins as we forgive our debtors and those who have trespassed and sinned against us. Lead us not into temptation, but deliver us from evil. In Jesus name, Amen
- Day 45: God, You are wise and all-knowing. You are a loving father. Hollowed be thy name. God please provide for us to have the means to finance Your Kingdom. Help us to get debt free and avoid borrowing so our debts are fully paid. Bless all of our lending efforts. I pray that we are wise with our money and that we use our gifts for Your glory. Forgive our debt as we forgive as debtors. Lead us not into temptation and deliver us from evil. In Jesus Name, Amen.
- Day 46: God, We love You and Adore You. Great is Your Faithfulness. You are the best encourager and You lift us out of despair. It’s because You love us. Give us today the drive to use all the talents that You have blessed us with. Help us to never hide them. So that You name can be lifted up and glorified in Heaven and Earth. Forgive our transpasses, debt and sins as we forgive those who have sinned against us. Lead us not into temptation, but deliver us from Evil. In Jesus Name, Amen.
- Day 47: God, You are our Father. We love You and adore You. You reign in the heavens and on earth. You are full of wisdom, knowledge and strength. Let Your glory dwell in my life. Let Your light shine all around me so that others can draw near to You. Give us this day the wisdom, knowledge and strength we need to tackle down our debt. Let us experience success when asking for debt forgiveness, reducing your monthly expenses to 33% or less of our monthly income, and making extra money. Forgive us our trespasses, sins, debt as we forgive those who sin against us, our trespassers and debtors. Lead us not into temptation, but deliver us from evil. For Yours is the kingdom, power and glory forever. In Jesus Name, Amen.
- Day 48: God, You are the creator of heavens and earth. You are the ultimate builder. You deserve all the praise, glory and honor. We need Your kingdom to come on earth as it is in heaven. God we want You to build our financial plans, because Your plan is much more valuable, than our own plans. Help us to save, be debt free. Help us to have the wisdom to know what we can’t and cannot control. Help us to sow our seeds in the spirit of love, power and wisdom. Help us to avoid danger by preparing for the unexpected. Help us to trust You to be our provider. Forgive our trespasses, sin and debt. As we forgive our debtors and those who trespassed and sinned against us. Lead us not into temptation, but deliver us from evil. For Yours is the kingdom, power and glory. I come to You in Jesus name, Amen.
This Week Scriptures
Day 43 Scriptures: Proverbs 21:20, Proverbs 13:11, Luke 16:10
Proverbs 21:20 King James Version (KJV)
20 There is treasure to be desired and oil in the dwelling of the wise; but a foolish man spendeth it up.
Proverbs 13:11 King James Version (KJV)
11 Wealth gotten by vanity shall be diminished: but he that gathereth by labour shall increase.
Luke 16:10 King James Version (KJV)Scripture taken from the New King James Version®. Copyright © 1982 by Thomas Nelson. Used by permission. All rights reserved.
10 He that is faithful in that which is least is faithful also in much: and he that is unjust in the least is unjust also in much.
Day 44 Scriptures: Matthew 14:28-32, Ecclesiastes 11:2, Ecclesiastes 11:4
Matthew 14:28-32 New King James Version (NKJV)
28 And Peter answered Him and said, “Lord, if it is You, command me to come to You on the water.”
29 So He said, “Come.” And when Peter had come down out of the boat, he walked on the water to go to Jesus. 30 But when he saw [a]that the wind was boisterous, he was afraid; and beginning to sink he cried out, saying, “Lord, save me!”
31 And immediately Jesus stretched out His hand and caught him, and said to him, “O you of little faith, why did you doubt?” 32 And when they got into the boat, the wind ceased.
Matthew 14:30 NU brackets that and boisterous as disputed.
Ecclesiastes 11:2 New King James Version (NKJV)
2 Give a serving to seven, and also to eight,
For you do not know what evil will be on the earth.
Ecclesiastes 11:4 New King James Version (NKJV)Scripture taken from the New King James Version®. Copyright © 1982 by Thomas Nelson. Used by permission. All rights reserved.
4 He who observes the wind will not sow,
And he who regards the clouds will not reap.
Day 45 Scriptures:Luke 6:38, Deuteronomy 15:6, Romans 10:15, Matthew 6:20, Colossians 3:23-24, 2 John 1:8
Luke 6:38 New King James Version (NKJV)
38 Give, and it will be given to you: good measure, pressed down, shaken together, and running over will be put into your bosom. For with the same measure that you use, it will be measured back to you.”
Deuteronomy 15:6 New King James Version (NKJV)
6 For the Lord your God will bless you just as He promised you; you shall lend to many nations, but you shall not borrow; you shall reign over many nations, but they shall not reign over you.
Romans 10:15 New King James Version (NKJV)
15 And how shall they preach unless they are sent? As it is written:
“How beautiful are the feet of those who [a]preach the gospel of peace,
Who bring glad tidings of good things!”
Romans 10:15 NU omits preach the gospel of peace, Who
Matthew 6:20 New King James Version (NKJV)
20 but lay up for yourselves treasures in heaven, where neither moth nor rust destroys and where thieves do not break in and steal.
Colossians 3:23-24 New King James Version (NKJV)
23 And whatever you do, do it heartily, as to the Lord and not to men, 24 knowing that from the Lord you will receive the reward of the inheritance; for[a] you serve the Lord Christ.
Colossians 3:24 NU omits for
2 John 8 New King James Version (NKJV)Scripture taken from the New King James Version®. Copyright © 1982 by Thomas Nelson. Used by permission. All rights reserved.
8 Look to yourselves, that [a]we do not lose those things we worked for, but that we may receive a full reward.
2 John 1:8 NU you
Day 46 Scriptures: Matthew 25:14-30, Ecclesiastes 11:6, 2 Corinthians 9:6
Matthew 25:14-30 New King James Version (NKJV)
The Parable of the Talents
14 “For the kingdom of heaven is like a man traveling to a far country, who called his own servants and delivered his goods to them. 15 And to one he gave five talents, to another two, and to another one, to each according to his own ability; and immediately he went on a journey. 16 Then he who had received the five talents went and traded with them, and made another five talents. 17 And likewise he who had received two gained two more also. 18 But he who had received one went and dug in the ground, and hid his lord’s money. 19 After a long time the lord of those servants came and settled accounts with them.
20 “So he who had received five talents came and brought five other talents, saying, ‘Lord, you delivered to me five talents; look, I have gained five more talents besides them.’ 21 His lord said to him, ‘Well done, good and faithful servant; you were faithful over a few things, I will make you ruler over many things. Enter into the joy of your lord.’ 22 He also who had received two talents came and said, ‘Lord, you delivered to me two talents; look, I have gained two more talents besides them.’ 23 His lord said to him, ‘Well done, good and faithful servant; you have been faithful over a few things, I will make you ruler over many things. Enter into the joy of your lord.’
24 “Then he who had received the one talent came and said, ‘Lord, I knew you to be a hard man, reaping where you have not sown, and gathering where you have not scattered seed. 25 And I was afraid, and went and hid your talent in the ground. Look, there you have what is yours.’
26 “But his lord answered and said to him, ‘You wicked and lazy servant, you knew that I reap where I have not sown, and gather where I have not scattered seed. 27 So you ought to have deposited my money with the bankers, and at my coming I would have received back my own with interest. 28 So take the talent from him, and give it to him who has ten talents.
29 ‘For to everyone who has, more will be given, and he will have abundance; but from him who does not have, even what he has will be taken away. 30 And cast the unprofitable servant into the outer darkness. There will be weeping and gnashing of teeth.’
Ecclesiastes 11:6 New King James Version (NKJV)
6 In the morning sow your seed,
And in the evening do not withhold your hand;
For you do not know which will prosper,
Either this or that,
Or whether both alike will be good.
2 Corinthians 9:6 New King James Version (NKJV)Scripture taken from the New King James Version®. Copyright © 1982 by Thomas Nelson. Used by permission. All rights reserved.
The Cheerful Giver
6 But this I say: He who sows sparingly will also reap sparingly, and he who sows [a]bountifully will also reap [b]bountifully.
2 Corinthians 9:6 with blessings
2 Corinthians 9:6 with blessings
Day 47 Scriptures: Psalm 127:1, Luke 10:25-37, Genesis 41, 2 Timothy 1:7, Proverbs 27:12
Psalm 127:1 New King James Version (NKJV)
Laboring and Prospering with the Lord
A Song of Ascents. Of Solomon.
127 Unless the Lord builds the house,
They labor in vain who build it;
Unless the Lord guards the city,
The watchman stays awake in vain.
Luke 10:25-37 New King James Version (NKJV)
The Parable of the Good Samaritan
25 And behold, a certain [a]lawyer stood up and tested Him, saying, “Teacher, what shall I do to inherit eternal life?”
26 He said to him, “What is written in the law? What is your reading of it?”
27 So he answered and said, “ ‘You shall love the Lord your God with all your heart, with all your soul, with all your strength, and with all your mind,’ and ‘your neighbor as yourself.’ ”
28 And He said to him, “You have answered rightly; do this and you will live.”
29 But he, wanting to justify himself, said to Jesus, “And who is my neighbor?”
30 Then Jesus answered and said: “A certain man went down from Jerusalem to Jericho, and fell among [b]thieves, who stripped him of his clothing, wounded him, and departed, leaving him half dead. 31 Now by chance a certain priest came down that road. And when he saw him, he passed by on the other side. 32 Likewise a Levite, when he arrived at the place, came and looked, and passed by on the other side. 33 But a certain Samaritan, as he journeyed, came where he was. And when he saw him, he had compassion. 34 So he went to him and bandaged his wounds, pouring on oil and wine; and he set him on his own animal, brought him to an inn, and took care of him. 35 On the next day, [c]when he departed, he took out two denarii, gave them to the innkeeper, and said to him, ‘Take care of him; and whatever more you spend, when I come again, I will repay you.’ 36 So which of these three do you think was neighbor to him who fell among the thieves?”
37 And he said, “He who showed mercy on him.”
Then Jesus said to him, “Go and do likewise.”
Luke 10:25 expert in the law
Luke 10:30 robbers
Luke 10:35 NU omits when he departed
Genesis 41 New King James Version (NKJV)
41 Then it came to pass, at the end of two full years, that Pharaoh had a dream; and behold, he stood by the river. 2 Suddenly there came up out of the river seven cows, fine looking and fat; and they fed in the meadow. 3 Then behold, seven other cows came up after them out of the river, ugly and gaunt, and stood by the other cows on the bank of the river. 4 And the ugly and gaunt cows ate up the seven fine looking and fat cows. So Pharaoh awoke. 5 He slept and dreamed a second time; and suddenly seven heads of grain came up on one stalk, plump and good. 6 Then behold, seven thin heads, blighted by the east wind, sprang up after them. 7 And the seven thin heads devoured the seven plump and full heads. So Pharaoh awoke, and indeed, it was a dream. 8 Now it came to pass in the morning that his spirit was troubled, and he sent and called for all the magicians of Egypt and all its wise men. And Pharaoh told them his dreams, but there was no one who could interpret them for Pharaoh.
9 Then the chief butler spoke to Pharaoh, saying: “I remember my faults this day. 10 When Pharaoh was angry with his servants, and put me in custody in the house of the captain of the guard, both me and the chief baker, 11 we each had a dream in one night, he and I. Each of us dreamed according to the interpretation of his own dream. 12 Now there was a young Hebrew man with us there, a servant of the captain of the guard. And we told him, and he interpreted our dreams for us; to each man he interpreted according to his own dream. 13 And it came to pass, just as he interpreted for us, so it happened. He restored me to my office, and he hanged him.”
14 Then Pharaoh sent and called Joseph, and they brought him quickly out of the dungeon; and he shaved, changed his clothing, and came to Pharaoh. 15 And Pharaoh said to Joseph, “I have had a dream, and there is no one who can interpret it. But I have heard it said of you that you can understand a dream, to interpret it.”
16 So Joseph answered Pharaoh, saying, “It is not in me; God will give Pharaoh an answer of peace.”
17 Then Pharaoh said to Joseph: “Behold, in my dream I stood on the bank of the river. 18 Suddenly seven cows came up out of the river, fine looking and fat; and they fed in the meadow. 19 Then behold, seven other cows came up after them, poor and very ugly and gaunt, such ugliness as I have never seen in all the land of Egypt. 20 And the gaunt and ugly cows ate up the first seven, the fat cows. 21 When they had eaten them up, no one would have known that they had eaten them, for they were just as ugly as at the beginning. So I awoke. 22 Also I saw in my dream, and suddenly seven [a]heads came up on one stalk, full and good. 23 Then behold, seven heads, withered, thin, and blighted by the east wind, sprang up after them. 24 And the thin heads devoured the seven good heads. So I told this to the magicians, but there was no one who could explain it to me.”
25 Then Joseph said to Pharaoh, “The dreams of Pharaoh are one; God has shown Pharaoh what He is about to do: 26 The seven good cows are seven years, and the seven good [b]heads are seven years; the dreams are one. 27 And the seven thin and ugly cows which came up after them are seven years, and the seven empty heads blighted by the east wind are seven years of famine. 28 This is the thing which I have spoken to Pharaoh. God has shown Pharaoh what He is about to do. 29 Indeed seven years of great plenty will come throughout all the land of Egypt; 30 but after them seven years of famine will arise, and all the plenty will be forgotten in the land of Egypt; and the famine will deplete the land. 31 So the plenty will not be known in the land because of the famine following, for it will be very severe. 32 And the dream was repeated to Pharaoh twice because the thing is established by God, and God will shortly bring it to pass.
33 “Now therefore, let Pharaoh select a discerning and wise man, and set him over the land of Egypt. 34 Let Pharaoh do this, and let him appoint [c]officers over the land, to collect one-fifth of the produce of the land of Egypt in the seven plentiful years. 35 And let them gather all the food of those good years that are coming, and store up grain under the [d]authority of Pharaoh, and let them keep food in the cities. 36 Then that food shall be as a [e]reserve for the land for the seven years of famine which shall be in the land of Egypt, that the land may not [f]perish during the famine.”
Joseph’s Rise to Power
37 So the advice was good in the eyes of Pharaoh and in the eyes of all his servants. 38 And Pharaoh said to his servants, “Can we find such a one as this, a man in whom is the Spirit of God?”
39 Then Pharaoh said to Joseph, “Inasmuch as God has shown you all this, there is no one as discerning and wise as you. 40 You shall be [g]over my house, and all my people shall be ruled according to your word; only in regard to the throne will I be greater than you.” 41 And Pharaoh said to Joseph, “See, I have set you over all the land of Egypt.”
42 Then Pharaoh took his signet ring off his hand and put it on Joseph’s hand; and he clothed him in garments of fine linen and put a gold chain around his neck. 43 And he had him ride in the second chariot which he had; and they cried out before him, “Bow the knee!” So he set him over all the land of Egypt. 44 Pharaoh also said to Joseph, “I am Pharaoh, and without your consent no man may lift his hand or foot in all the land of Egypt.” 45 And Pharaoh called Joseph’s name [h]Zaphnath-Paaneah. And he gave him as a wife Asenath, the daughter of Poti-Pherah priest of On. So Joseph went out over all the land of Egypt.
46 Joseph was thirty years old when he stood before Pharaoh king of Egypt. And Joseph went out from the presence of Pharaoh, and went throughout all the land of Egypt. 47 Now in the seven plentiful years the ground brought forth [i]abundantly. 48 So he gathered up all the food of the seven years which were in the land of Egypt, and laid up the food in the cities; he laid up in every city the food of the fields which surrounded them. 49 Joseph gathered very much grain, as the sand of the sea, until he stopped counting, for it was immeasurable.
50 And to Joseph were born two sons before the years of famine came, whom Asenath, the daughter of Poti-Pherah priest of On, bore to him. 51 Joseph called the name of the firstborn [j]Manasseh: “For God has made me forget all my toil and all my father’s house.” 52 And the name of the second he called [k]Ephraim: “For God has caused me to be fruitful in the land of my affliction.”
53 Then the seven years of plenty which were in the land of Egypt ended, 54 and the seven years of famine began to come, as Joseph had said. The famine was in all lands, but in all the land of Egypt there was bread. 55 So when all the land of Egypt was famished, the people cried to Pharaoh for bread. Then Pharaoh said to all the Egyptians, “Go to Joseph; whatever he says to you, do.” 56 The famine was over all the face of the earth, and Joseph opened [l]all the storehouses and sold to the Egyptians. And the famine became severe in the land of Egypt. 57 So all countries came to Joseph in Egypt to buy grain, because the famine was severe in all lands.
Genesis 41:22 Heads of grain
Genesis 41:26 Heads of grain
Genesis 41:34 overseers
Genesis 41:35 Lit. hand
Genesis 41:36 Lit. supply
Genesis 41:36 be cut off
Genesis 41:40 In charge of
Genesis 41:45 Probably Egyptian for God Speaks and He Lives
Genesis 41:47 Lit. by handfuls
Genesis 41:51 Lit. Making Forgetful
Genesis 41:52 Lit. Fruitfulness
Genesis 41:56 Lit. all that was in them
2 Timothy 1:7 New King James Version (NKJV)
7 For God has not given us a spirit of fear, but of power and of love and of a sound mind.
Proverbs 27:12 New King James Version (NKJV)Scripture taken from the New King James Version®. Copyright © 1982 by Thomas Nelson. Used by permission. All rights reserved.
12 A prudent man foresees evil and hides himself;
The simple pass on and are punished.J
Day 48 Scriptures: Galatians 5:22-23, Psalms 1:1-3, Psalms 92:7, Psalms 92:12, Galatians 6:9, Psalm 1:2, Matthew 13:23, John 12:24, John 15:2, John 15:5
Galatians 5:22-23 New King James Version (NKJV)
22 But the fruit of the Spirit is love, joy, peace, longsuffering, kindness, goodness, faithfulness, 23 [a]gentleness, self-control. Against such there is no law.
Galatians 5:23 meekness
Psalm 1:1-3 New King James Version (NKJV)
The Way of the Righteous and the End of the Ungodly
1 Blessed is the man
Who walks not in the counsel of the [a]ungodly,
Nor stands in the path of sinners,
Nor sits in the seat of the scornful;
2 But his delight is in the law of the Lord,
And in His law he [b]meditates day and night.
3 He shall be like a tree
Planted by the [c]rivers of water,
That brings forth its fruit in its season,
Whose leaf also shall not wither;
And whatever he does shall prosper.
Psalm 1:1 wicked
Psalm 1:2 ponders by talking to himself
Psalm 1:3 channels
Psalm 92:7 New King James Version (NKJV)
7 When the wicked [a]spring up like grass,
And when all the workers of iniquity flourish,
It is that they may be destroyed forever.
Psalm 92:7 sprout
Psalm 92:12 New King James Version (NKJV)
12 The righteous shall flourish like a palm tree,
He shall grow like a cedar in Lebanon.
Galatians 6:9 New King James Version (NKJV)
9 And let us not grow weary while doing good, for in due season we shall reap if we do not lose heart.
Psalm 1:2 New King James Version (NKJV)
2 But his delight is in the law of the Lord,
And in His law he [a]meditates day and night.
Psalm 1:2 ponders by talking to himself
Matthew 13:23 New King James Version (NKJV)
23 But he who received seed on the good ground is he who hears the word and understands it, who indeed bears fruit and produces: some a hundredfold, some sixty, some thirty.”
John 12:24 New King James Version (NKJV)
24 Most assuredly, I say to you, unless a grain of wheat falls into the ground and dies, it remains alone; but if it dies, it produces much [a]grain.
John 12:24 Lit. fruit
John 15:2 New King James Version (NKJV)
2 Every branch in Me that does not bear fruit He [a]takes away; and every branch that bears fruit He prunes, that it may bear more fruit.
John 15:2 Or lifts up
John 15:5 New King James Version (NKJV)Scripture taken from the New King James Version®. Copyright © 1982 by Thomas Nelson. Used by permission. All rights reserved.
5 “I am the vine, you are the branches. He who abides in Me, and I in him, bears much fruit; for without Me you can do nothing.
Get your notebook or Week 7 of Faith and Fit 90 Series 1: Saving and Investing Workbook on Amazon to do the following tasks.
Day 43 Tasks
We wrote the ways we plan to save our $1,000 mini emergency fund.. Please write examples of how you are saving for your mini emergency fund of $1.000 here.. My examples of how I am saving for my mini emergency fund of $1,000 are…
Day 44 Tasks
We wrote the names of the 8 ventures that we are able to invest in right now. Please write examples of the 8 ventures you were able to invest in right now here. My examples of the 8 ventures I am able to invest in right now are…
Day 45 Tasks
We picked a date to start our no spending unless we save for it challenge. Please write examples of the date you will start the challenge. My examples of how I am using the snowball method to pay off my debt are…
Day 46 Tasks
We listed the risks and actions we are willing to do to multiply the talents God has given us. Please write examples of risks and actions you are willing to do to multiply the talents God has given us. My examples of risks and actions I am willing to do to multiply the talents God has given me are…
Day 47 Tasks
We wrote daily plan of action for the 8 ventures we listed in Day 44. Please write examples of the daily plan of action for the 8 ventures listed in Day 44. My examples of the daily plan of action for the 8 ventures listed in Day 44 are…
Day 48 Tasks
We wrote down reasons we are missing a meal and journal any helpful insights gained form spending extra time with God (optional). Please write examples of reasons you are missing a meal here. My examples of reason I am missing a meal are…
After reviewing all the tasks, we should have at least one testimony or praise report for Week 7 of Faith and Fit 90 Series 1: Saving and Investing. Please write your testimony or praise report here. The testimonies and praise reports for Week 7 of Faith and Fit 90 Series 1: Saving and Investing are…
Now let us share our testimonies and praise reports with each other in my private Facebook group – 4everVernice’s Health and Wealth Accountability Group
The other ways you can share your progress are…
If you have, blog, Twitter, Instagram, Facebook, private group, please share them with me. I would love to connect with you as well.
Close your eyes and give yourself a tight hug. Hold that tight hug for 60 seconds, and then slowly let your whole body relax from the top of your head down to bottom of your feet. Breathe deeply and slowly. Once your entire body is relaxed, be still for additional 60 seconds.
Now is the time to relax. You have completed tasks that helped you save 1/3 of your income, diversify investments, become a lender, take risk and action, make provision, and flourish like a tree.
Get ready to start our next series Week 8: Giving.
Live Healthier and Wealthier,
Want Week 7 Faith & Fit 90 Series in workbook format? You Can Find It Here: Coming Soon