Preparing ourselves to live healthier and wealthier God’s way!

Week 7 of Faith and Fit 90 Series 1- Day 43: Saving and Investing 1/3rd of Income

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Week 7: Saving and Investing

Today’s Easy Task: Save $1,000 for mini emergency fund

How to complete this task:

  • Complete today’s task reading
  • Pray today’s prayer
  • Read today’s scriptures
  • Try selling old gold or silver jewelry
  • Try working overtime
  • Try earning additional cash with part-time job

Today’s Task Reading:

This week we will focus on saving and investing.  First let us determine what’s our savings goal,  when do we want to meet it and how will we  meet it? 

If we have massive debt, it is wise to eliminate the debt and then save (Proverbs 21:20).  However, it’ll always a good idea to build up a mini emergency fund of $1,000 before paying off your debt.  That mini emergency fund is just a buffer to help us avoid debt if emergency situations happen out of our control.  Then after our debts are paid off, then we can save 3 to 6 months of our expenses.  Then let us work our way up to setting aside 1/3rd of our income for saving and investing.  Step by step the savings and investing accounts will increase (Proverbs 13:11).  If we are faithful in the small, we can be faithful in the big (Luke 16:10). 

Today’s Prayer:  God, our Father.  We need Your help with eliminating debt and saving to invest.  Help us to build up our mini emergency fund of $1,000.  Help us to use it as a buffer for emergencies.  Then help us to pay our debts.  So we can focus on saving 3 to 6 months of our expenses.  Then help us to find the best accounts to invest in.  Thank you for helping us to be faithful in the small, so you can trust us with the big.  In Jesus Name, Amen.

Today’s Scriptures:  Proverbs 21:20, Proverbs 13:11, Luke 16:10

Proverbs 21:20 King James Version (KJV)
20 There is treasure to be desired and oil in the dwelling of the wise; but a foolish man spendeth it up.

Proverbs 13:11 King James Version (KJV)
11 Wealth gotten by vanity shall be diminished: but he that gathereth by labour shall increase.

Luke 16:10 King James Version (KJV)
10 He that is faithful in that which is least is faithful also in much: and he that is unjust in the least is unjust also in much.

Matthew 25:14-30 New King James Version (NKJV)
The Parable of the Talents
14 “For the kingdom of heaven is like a man traveling to a far country, who called his own servants and delivered his goods to them. 15 And to one he gave five talents, to another two, and to another one, to each according to his own ability; and immediately he went on a journey. 16 Then he who had received the five talents went and traded with them, and made another five talents. 17 And likewise he who had received two gained two more also. 18 But he who had received one went and dug in the ground, and hid his lord’s money. 19 After a long time the lord of those servants came and settled accounts with them.
20 “So he who had received five talents came and brought five other talents, saying, ‘Lord, you delivered to me five talents; look, I have gained five more talents besides them.’ 21 His lord said to him, ‘Well done, good and faithful servant; you were faithful over a few things, I will make you ruler over many things. Enter into the joy of your lord.’ 22 He also who had received two talents came and said, ‘Lord, you delivered to me two talents; look, I have gained two more talents besides them.’ 23 His lord said to him, ‘Well done, good and faithful servant; you have been faithful over a few things, I will make you ruler over many things. Enter into the joy of your lord.’
24 “Then he who had received the one talent came and said, ‘Lord, I knew you to be a hard man, reaping where you have not sown, and gathering where you have not scattered seed. 25 And I was afraid, and went and hid your talent in the ground. Look, there you have what is yours.’
26 “But his lord answered and said to him, ‘You wicked and lazy servant, you knew that I reap where I have not sown, and gather where I have not scattered seed. 27 So you ought to have deposited my money with the bankers, and at my coming I would have received back my own with interest. 28 So take the talent from him, and give it to him who has ten talents.
29 ‘For to everyone who has, more will be given, and he will have abundance; but from him who does not have, even what he has will be taken away. 30 And cast the unprofitable servant into the outer darkness. There will be weeping and gnashing of teeth.’

Proverbs 3:9 New King James Version (NKJV)
9 Honor the Lord with your possessions,
And with the firstfruits of all your increase;

Jeremiah 10:21 New King James Version (NKJV)
21 For the shepherds have become dull-hearted,
And have not sought the Lord;
Therefore they shall not prosper,
And all their flocks shall be scattered.

1 Kings 2:3 New King James Version (NKJV)
3 And keep the charge of the Lord your God: to walk in His ways, to keep His statutes, His commandments, His judgments, and His testimonies, as it is written in the Law of Moses, that you may prosper in all that you do and wherever you turn;James 2:14-17 New King James Version (NKJV)
Faith Without Works Is Dead
14 What does it profit, my brethren, if someone says he has faith but does not have works? Can faith save him? 15 If a brother or sister is naked and destitute of daily food, 16 and one of you says to them, “Depart in peace, be warmed and filled,” but you do not give them the things which are needed for the body, what does it profit? 17 Thus also faith by itself, if it does not have works, is dead.

Zechariah 4:6 New King James Version (NKJV)
6 So he answered and said to me:
“This is the word of the Lord to Zerubbabel:
‘Not by might nor by power, but by My Spirit,’
Says the Lord of hosts.

Ecclesiastes 11:4 New King James Version (NKJV)
4 He who observes the wind will not sow,
And he who regards the clouds will not reap.

Scripture taken from the New King James Version®. Copyright © 1982 by Thomas Nelson. Used by permission. All rights reserved.

Today’s Tasks

Get your notebook or Week 7 of Faith and Fit 90 Series 1: Saving and Investing Workbook on Amazon to do the following tasks.

We will save $1,000 for our mini emergency fund. Please write the ways you plan to save for your $1,000 mini emergency fund here.  The ways I plan to save for my $1,000 mini emergency fund are …



Now let us share with each other the ways we will save for our $1,000 mini emergency fund in the private Facebook group –  4everVernice’s Health and Wealth Accountability Group

The other ways you can share your progress are…


Twitter: @4everVernice
Instagram: @4everVernice
Facebook: 4everVernice

If you have, blog, Twitter, Instagram, Facebook, private group, please share them with me.  I would love to connect with you as well.

Live Healthier and Wealthier,

Want Week 7 Faith & Fit 90 Series in workbook format?  You Can Find It Here: Coming Soon

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