Preparing ourselves to live healthier and wealthier God’s way!

Week 6 of Faith and Fit 90 Series 1- Day 38: Paying Back What Is Borrowed

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Missed some days of Week 6 Faith and Fit 90 Series? Catch-up, then come back.

Day 36: HERE: Limiting Expenses to 1/3rd of Income
Day 37: HERE: Avoid Co-Signing & Signing Rushed Contracts

Week 6: Getting Out of Debt and Keeping Out of Debt

Today’s Easy Task: Pay Off Debt with the Snowball Method

How to complete this task:

  • Complete today’s task reading
  • Pray today’s prayer
  • Read today’s scriptures
  • Make the minimum payment on all accounts
  • Put extra money towards the smallest balance
  • Once that debt is paid off, then use the extra money towards the next smallest debt until all debts are paid

Today’s Task Reading:

Now that we have taken the steps to be free from cosigning and rushing into contracts, we should do what it takes it get out of debt.  If we get in debt with no plans to pay it back, God considers you wicked (Psalm 37:21). It may take us weeks, months, or years to pay it back.  Whatever the time period may be, to get out of debt we need a plan of repayment. .  We need to make a list of all our debts and pay them off from the smallest to largest.  Proverbs 21:5 says the plans of the diligent leads to abundance, but hastiness leads to poverty.  If we work diligently, we will build strong character and strong character will build hard work and hard work will help us to be persistent. 

Today’s Prayer:  God, You are Elohim – full of strength and power.  You are Johavah Yirah – for You see our needs and provide.  Although debt isn’t a sin, it is a sin to not payback debt.  So we ask that You give us today the means we need to payback all of our lenders as quickly as possible.  So we can be debt free.  So we can be lenders and not borrowers.  In Jesus Name, Amen.

Today’s Scriptures:  Psalm 37:21, Proverbs 21:5

Psalm 37:21 New King James Version (NKJV)
21 The wicked borrows and does not repay,
But the righteous shows mercy and gives.

Proverbs 21:5 New King James Version (NKJV)
5 The plans of the diligent lead surely to plenty,
But those of everyone who is hasty, surely to poverty.

Scripture taken from the New King James Version®. Copyright © 1982 by Thomas Nelson. Used by permission. All rights reserved.

Today’s Tasks

Get your notebook or Week 5 of Faith and Fit 90 Series 1: Working Smart and Working Hard Workbook on Amazon to do the following tasks.

We will pay off debt with the snowball method.  Please write your debt from smallest to here.  My debt from smallest to largest is…



Now let us share with each other our debt from smallest to largest in the private Facebook group –  4everVernice’s Health and Wealth Accountability Group

The other ways you can share your progress are…


Twitter: @4everVernice
Instagram: @4everVernice
Facebook: 4everVernice

If you have, blog, Twitter, Instagram, Facebook, private group, please share them with me.  I would love to connect with you as well.

Live Healthier and Wealthier,

Want Week 6 Faith & Fit 90 Series in workbook format?  You Can Find It Here: Coming Soon

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