This week we will focus on getting out of debt and keeping out of debt. If our expenses are more than 1/3 of income, we are probably in over our head in expenses and/or debt. If we have debt, it is probably impossible for us to limit our expenses to 1/3 of income. Since many people are imprisoned by debt, we should be willing to explore other ways to live than by paycheck to paycheck to cover our expenses. Imagine the bliss of living a debt free life and on less than we make. The goal for us is to get out of debt and stay out of debt.
We have completed Week 5 of Faith and Fit 90 Series 1: Working Hard and Working Smart.
Take this day to review, reflect and relax.
Now that you know that working hard brings profit, we should focus on how we can lead our families into becoming wealth and health builders from generation to generation. I can’t stress enough how important it is for us to write the steps we need to achieve our goals (Habakkuk 2:2-3). We should put our steps on a vision board so it can become reality.
Now that we know what we want in our lives in the next 5 years, we will check our heart and read 1 Timothy 6:9-11 as we work hard. We want to work hard for the right things. Hard work leads to profit and just talk leads to poverty (Proverbs 14:23). So when you are actively participating in the action steps of your goal, you are fulfilling a purpose. To keep your all who oppose you to shame let your action model good works, be full of integrity, illustrate dignity and sound wisely (Titus 2:7-8).
If we crave success and don’t know how to get it, we probably lack diligence. Proverbs 13:4 says that the sluggard craves and gets nothing, while the diligent is richly supplied. Also, Proverbs 10:14 says that the lazy hand causes poverty, but the diligent hand is rich. So whatever we do, DON’T procrastinate. The perfect time to pursue is now! If we are faithful in the small, we’ll be faithful with the grand. That means if we can be trusted with a little, we can be trusted with a lot (Luke 16:10). On the other hand, if we are dishonest with a little, we’ll be dishonest with a lot. That’s why integrity and honesty are very important.
Today task is we are just going to focus on making the right investment and sticking to it for 90 days. We want to be healthy and we want to be wealthy. There are numerous ways we can go to reach our health and wealth goals. Whatever path we choose we must ask ourselves if I start this habit is this something I can actually do for 90 days. Don’t start it unless you can finish it.
Yesterday, we mentioned how we want to be hardworking like an ant and not lazy. In today’s task we will focus on building Godly character. We are not building character when we rush through work, leaving it incomplete, only doing it when it’s fun, taking too long to complete it, and half doing it. We are building character when we work persistently, with completeness, with honest, keeping our word, with enthusiasm and efficiency.
Wow we are in week 5. This week we will focus on working smarter and not harder by eliminating procrastination. Constantly putting things off is a form of laziness or inability to focus. It causes us to feel stressed when facing a deadline or do below average work. So today’s task we will do the 15-minute rule. It is a perfect technique for anyone who needs help with just getting started. First we will get our phone and set our timer for 15 minutes. Then we will do whatever task that needs to be done in those 15 minutes. Then after the 15 minutes is up, we can stop doing the task, but we will most likely find ourselves unable to stop and continue following through on completing that particular task. This is a great way to trick ourselves into doing the task we’ve been putting off.