Preparing ourselves to live healthier and wealthier God’s way!

Week 6 of Faith and Fit 90 Series 1- Day 40: Never Waiting for the Perfect Time

Today we are going to focus on not waiting for the perfect time to tackle our debt; instead we will start tackling down our debt right now! When our debt is so huge, it is so easy for us to just focus on doing the minimum, because that is what we believe we can afford to pay. So we pay the minimum, because we expect to get a big pay off in the future. However, it is not wise to wait for that big financial payoff, because we don’t know when and if it would ever happen. We could be waiting forever and under the prison of debt longer than necessary.

Week 6 of Faith and Fit 90 Series 1- Day 39: Living with a Little or a Lot

We’ve made it to day 39!

I’m so excited that we are taking steps that’ll help us get and keep out of debt! Today we are focusing on contentment. It starts with constant communication with God. Constant communication with God truly helps us break the habit of complaining.

Week 6 of Faith and Fit 90 Series 1- Day 38: Paying Back What Is Borrowed

Now that we have taken the steps to be free from cosigning and rushing into contracts, we should do what it takes it get out of debt. If we get in debt with no plans to pay it back, God considers you wicked (Psalm 37:21). It may take us weeks, months, or years to pay it back. Whatever the time period may be, to get out of debt we need a plan of repayment. . We need to make a list of all our debts and pay them off from the smallest to largest. Proverbs 21:5 says the plans of the diligent leads to abundance, but hastiness leads to poverty. If we work diligently, we will build strong character and strong character will build hard work and hard work will help us to be persistent.

Week 6 of Faith and Fit 90 Series 1- Day 37: Avoid Co-Signing and Signing Rushed Contracts

Yesterday, we mentioned that we should try to limit 1/3rd of our income to expenses and if our expenses exceeded 1/3rd of our income. We should do everything we can to get our expenses below 1/3rd of our income. In today’s task we will try our best to never co-sign anything for someone, because the Bible warns us to not be accountable for someone else’s debt. When we are a cosigner, we become the security on what would most likely be a high interest loan. Proverbs 22:26 says, “Do not be one of those who shakes hands in a pledge, one of those who is surety for debts;” When we co-sign, we are borrowing money for someone else. God doesn’t want us to get in debt for someone else who has no way to repay.

Week 6 of Faith and Fit 90 Series 1- Day 36: Limiting 1/3rd of Income to Expenses

This week we will focus on getting out of debt and keeping out of debt. If our expenses are more than 1/3 of income, we are probably in over our head in expenses and/or debt. If we have debt, it is probably impossible for us to limit our expenses to 1/3 of income. Since many people are imprisoned by debt, we should be willing to explore other ways to live than by paycheck to paycheck to cover our expenses. Imagine the bliss of living a debt free life and on less than we make. The goal for us is to get out of debt and stay out of debt.